The refund delay after the initial transaction date also depends on the acquirer or the network.
For example:
- Until 3 months after the card expiry date within the CB network.
- 180 days within the PAYPAL network.
- 15 months within the AMEXGLOBAL network.
- 20 days within the ONEY_API network.
For more information, see the reference documentation for the payment method in question.